The Government of India launches various schemes to support citizens in areas such as education, healthcare, housing, employment, and financial inclusion. Here’s a list of some of the most important central government schemes, their eligibility, and how to apply.
Objective: Financial inclusion by providing banking services to every household.
Eligibility: Available for all Indian citizens above 10 years of age.
Benefits: Zero balance account, Rupay debit card, accidental insurance of ₹2 lakh.
How to Apply: Visit any bank branch or apply through the official PMJDY portal.
Objective: Affordable housing for all by 2025.
Eligibility: Economically weaker sections (EWS), low-income groups (LIG), and middle-income groups (MIG).
Benefits: Subsidized home loans, financial assistance for house construction.
How to Apply: Register online at the PMAY portal or through your nearest bank.
Objective: Provide free health insurance of ₹5 lakh per family.
Eligibility: Families listed under SECC 2011 data.
Benefits: Free hospitalization at empaneled hospitals across India.
How to Apply: Check eligibility on the PM-JAY website and visit a registered hospital.
Objective: Promote job creation and economic recovery.
Eligibility: New employees and employers registered under EPFO.
Benefits: Government subsidy on EPF contributions.
How to Apply: Employers must register on the EPFO portal.
Objective: Provide direct income support to farmers.
Eligibility: Small and marginal farmers.
Benefits: ₹6,000 per year directly credited to bank accounts.
How to Apply: Register on the PM-KISAN portal or visit your nearest agriculture office.
Eligibility varies for each scheme. Some are for farmers, others for unemployed youth, women, or low-income groups.
You can track your application on the respective government portal of the scheme.
Yes, the **Ayushman Bharat Yojana (PM-JAY)** provides free health insurance up to ₹5 lakh per family.